Moreover, apps like Dave, Brigit, Earnin, and MoneyLion care more about your cash flow than your credit score, so if you have bad credit, it won’t derail your chances of qualifying. In addition, while cash advances are similar to payday loans, the former often have 0% APRs. In contrast, payday loans have an average APR of 400%.KreditBee is the best app to get instant loans in 10 minutes without any branch visits or paperwork. The loan procedure is 100% online, so you can apply anytime, anywhere, for a Personal Loan of up to Rs 4 Lakh. The loans are unsecured, which you can obtain without providing any collateral, security, or …Mar 1, 2024 · OppLoans is an example of a lender that offers longer-term bad credit installment loans with APRs of 160%, depending on your state. A $1,000 loan with a 12-month term and 160% APR would result in ... Millions of Americans are opening their banking apps and mailboxes and are finding money from the government they weren't expecting. Get top content in our free newsletter. Thousan...MoneyTap offers a flexible credit line with no-usage-no-interest feature, instant approval, and low interest rates. Compare MoneyTap with other …Mortgage Calculator Apps. We’ve identified four mortgage apps that anyone can access online for free. They offer varying levels of detail and simplicity, sometimes in the same app (depending on ...7 of The Best Loan Apps in Nigeria 16. Aella Credit is a fintech app that provides such services as payments, investment, and loans. The app makes it “super easy for anyone to borrow, invest and make payments” without excuses. The money lending app even offers affordable insurance services for its customers.What exactly are loan apps, and how do they work? The 15 Best Loan Apps to Get Money Instantly #1. Chime #2. Varo #3. Empower #4. Albert app #5. Earn in #6. Dave #7. Viva Payday loans #8. Money Lion #9. Brigitt #10. PayActiv #11. Daily Pay #12. Branch #13. FlexWage #14.ZippyLoan #15. CashApp ; The …Many people find out about LightStream while looking for a personal loan. The relatively new company is making waves in the lending sphere, offering competitive rates and borrower-...To ensure safe borrowing, nairaCompare has curated a list of the 10 best loan apps in 2023 that have been approved by the central bank. 1. Renmoney. Renmoney is a financial institution that provides microfinance services such as loans, savings and deposit funds. Through its app, borrowers can apply for a …Here are seven of the best mobile loan apps in Kenya that can come to your rescue when you’re in a financial pinch. 1. Tala. Tala, the superhero of mobile lending, swoops in to save the day with its instant loans. Using a unique mobile-based credit scoring system, Tala assesses borrowers and extends loans …Great for. 5.9% APR Representative for loans between £7,500 and £25,000 (available loan term of 1-5 years) with TSB. But be aware that. To apply, you must be a UK resident ageed 21 or over (if applying online) Rate will vary based on personal circumstances, as well as the loan amount and term.Here are some of the best instant personal loan apps in India. 1) PaySense It offers instant personal loans starting from Rs 5,000 to Rs 500,000. It offers loans to salaried or self-employed individuals with a minimum monthly salary of Rs 18,000 to Rs 20,0000. 2) MoneyTapIf you need money in a hurry, there are numerous ways to get it. But many of those loan options come with drawbacks. HowStuffWorks takes a look. Advertisement You might go to the d...Aug 1, 2022 · IndiaLends is a versatile cash loan app that provides instant personal loans, credit cards, and free credit reports. With low starting interest rates at 10.25% p.a., the app streamlines documentation, ensuring quick loan disbursal within 48 hours. Users can easily compare offers from over 70 RBI-approved lenders. Mar 1, 2024 · OppLoans is an example of a lender that offers longer-term bad credit installment loans with APRs of 160%, depending on your state. A $1,000 loan with a 12-month term and 160% APR would result in ... The Okash loan app is currently one of the most popular mobile loan apps being used in Nigeria. It is no longer available in Kenya, therefore, don’t be lured by any other app masquerading around to be them. 13. Zenka loan app. Zenka is one of the best loan apps, and the best thing is that you get your first loan with 0% interest rate.MoneyTap offers a flexible credit line with no-usage-no-interest feature, instant approval, and low interest rates. Compare MoneyTap with other …13. Shika. Shika mobile Loan is a mobile-based loan app that provides fast loans to individuals and small businesses in Kenya. It offers mobile loans of up to Ksh 30,000 with repayment terms of up to six months. 14. Haraka. Haraka is a mobile loan app that provides quick, flexible, affordable loans to Kenyan citizens.Here are the top 10 apps for cash advances: EarnIn – Best for Earnings-Based Borrowing – GBR Score: 4.6. Chime – Best for Overdraft – GBR Score: 4.5. Brigit – Best for Same-Day Loans – GBR Score: 4.1. MoneyLion – Best for Lending Options – GBR Score: 4.3. Current – Best for Checking and …Paysense. Top 10 Instant Loan Apps in India - Paysense. Founded by Sayali Karanjkar and Prashanth Ranganathan in 2015. Paysense has both an app and a website, where salaried professionals and self-employed individuals can apply for an instant personal loan. They provide a quick personal loan of up to 5 lakhs.What to Know Before Applying for a Loan - Before knowing how to apply for a student loan, you should know a few things first. Visit HowStuffWorks to discover how to apply for a stu...Having a bad credit score can make getting a loan challenging, but there are still options if you find yourself in a pinch. From title loans to cash advances, there are a number of...Mar 11, 2024 · Axis Mobile App for Personal Loans. The Axis Mobile app allows existing customers to apply for instant personal loans with minimal/zero documentation and completely digitised loan approval process. Axis Bank Personal Loan Interest Rates start from 10.25% p.a. for loan amounts of up to Rs 25 lakh and repayment tenures of up to 5 years. Mar 1, 2024 · LendingPoint personal loans range from $2,000 to $36,500; Georgia loans have a minimum loan amount of $3,500. Repayment terms range from 24 to 72 months—or two to six years. There are two main ... Paycheck up to two days early. Empower. Up to $250. $8 monthly subscription fee but no interest or late fees; $1-$8 for instant delivery. Instant, for a fee. MoneyLion. Up to $500. No cash advance, interest or …PaySense is a credible instant loan app safe to avail of loans. PaySense offers instant loans from ₹50,000 to ₹1,50,000. Which App Gives Immediate Loan? PaySense, one of the best instant personal loan apps in India, has both an app and a website where salaried professionals and self-employed individuals can apply for instant loans.Download and install one of the instant loan apps for Android! Get your money immediately! Amount 10500 PHP. Term 60 days. Best offer. First loan 0 % up to 25000 PHP. Repeat 0.2 % up to 25000 PHP. Term 90 — 365 days.Why trust NerdWallet. 35+ personal loans reviewed and rated by our team of experts. 20+ years of combined experience covering personal loans and …LoanTap. LoanTap is an instant personal loan software that offers personal loans, founded by Satyam Kumar and Vikas Kumar. LoanTap offers loans between ₹50,000 to ₹10,00,000 within 24 to 36 hours. If you are an Indian citizen over the age of 21 (below 58) and earning over ₹30,000 per month, you can use …Here is the list of top personal loan apps in India that are ranked based on user experience: PaySense. LazyPay. Bajaj Finserv. IDFC First Bank. …Some of the most popular loan apps in Pakistan 2023 include: EasyPaisa: This app, owned by Telenor Pakistan, allows users to apply for personal loans, car loans, and home loans. The application process is simple and the funds can be disbursed to the user’s account within a matter of hours. MobiCash: This …This app is among the top loan apps in Nigeria that have crossed 1 million downloads. QuickCheck loan has interest rates starting from as low as 5% monthly on the first loan. Loans range from N1,500 to N500,000 with terms from 91 days – 1 year. Interest ranges from 2% – 30%, with an equivalent monthly interest …9credit is a 100% mobile loan app that offers loans of up to 100,000 Naira to people in Nigeria. When they confirm your data, you can get a loan from them within 5 minutes. 14. Quickchek. Quickchek loan app also makes it easy to get quick loans within a few minutes in Nigeria.1. Branch – 10M+ app downloads. 4.5⭐/813k reviews. Branch is one of the top loan apps in Nigeria. They presently have over 10 million downloads and give quick online loans with a repayment period of 61-180 days. Their personal cash loans range from ₦2,000 to ₦500,000.Cash App - lets you borrow money from your peers. By using their peer-to-peer service, you can ask for a loan from your friends. Then you can conveniently receive it through the app. Pockbox - is a service that can connect you with lenders that can let you borrow up to $2,500.7 of The Best Loan Apps in Nigeria 16. Aella Credit is a fintech app that provides such services as payments, investment, and loans. The app makes it “super easy for anyone to borrow, invest and make payments” without excuses. The money lending app even offers affordable insurance services for its customers.Our Top Recommendations for RBI approved loan apps in India [2024]: 1. PaySense. PaySense is an accessible option for borrowers to promptly apply for personal loans between ₹5,000 and ₹5,000,00 because this app is known for speedily accepting proposals.Payment schedule: Afterpay offers a pay-in-four payment plan and monthly plans of either six or 12 months. Monthly plans can only be used at select online retailers for purchases of $400 or more ...Jan 13, 2023 · Kikoff. Who this is best for: those who want a small, low-maintenance monthly payment. Kikoff’s main product, the Kikoff Credit Account, is a revolving line of credit that you can draw from like ... Branch. Branch is a loan app in Nigeria that offers instant loans to individuals and small businesses. The app has a user-friendly interface that enables borrowers to access loans of up to N200,000 without collateral. Branch also offers competitive interest rates, ranging from 14% to 28%, depending on the loan amount and repayment period.We reviewed 15 popular lenders based on 13 data points in the categories of loan details, loan costs, eligibility and accessibility, customer experience and the application process. We chose the ...Aug 1, 2021 · 5 Best Loan Apps in Nigeria today. 1. ALAT. Nigeria’s first-ever fully digital bank is the first on this list of best loan apps in Nigeria. This is a simple, and entirely digital platform that ... A personal loan can be availed up to Rs 2 lakh. The interest rate is applicable at 0-2.49% per month. Loans range from Rs1,000 to Rs200,000. Tenure varies from 62 days to 15 months. KreditBee ...Compare the features, interest rates, and ratings of 15 popular instant loan apps in India. Find out how to apply for a loan through an app and …Great help for starters who were still building a credit history. Digido Philippines has a maximum annual loan rate of 143% or 11.9% per month. A loan calculator in their platform will help you decide before subscribing to any loans. TOP 8 LOAN APP Fast APPROVAL ️ Legit Loan App Philippines 2022 ️ Loan Apply Online.Capfin. Capfin is a leading loan app in South Africa, established in 2010 to provide its customers with accessible and affordable loan products and services. The company offers loans ranging from R1000 to R50,000, with a repayment period of 6 to 12 months and an interest rate of 5-28%.This app is among the top loan apps in Nigeria that have crossed 1 million downloads. QuickCheck loan has interest rates starting from as low as 5% monthly on the first loan. Loans range from N1,500 to N500,000 with terms from 91 days – 1 year. Interest ranges from 2% – 30%, with an equivalent monthly interest …#3 – PockBox: When you need to borrow up to $2,500 (fast!) If you need more cash than most cash advance apps offer, PockBox is a great way to see how much you can borrow without downloading a half dozen apps that lend you money.. Answer a few quick questions, and PockBox will instantly fetch loan quotes from up to 50 lenders, so you can find the …If you are in need of a loan amortization spreadsheet, you might be wondering where to find one that suits your needs without breaking the bank. Luckily, there are plenty of free o...Nov 20, 2023 · 2 — Brigit Instant Cash. Brigit 's Instant Cash feature offers a $250 cash advance for qualifying Plus members. No credit check is required, and Brigit charges no late fees and does not ask for tips. It's also very highly recommended by customers, with a 4.7+ rating with 401k reviews on the App Store and Google Play. The best loan apps in Philippines to take an emergency loan with guaranteed approval and superfast disbursement are Juanhand app, Gcash app, Tala app, MoneyCat app, PeraAsia app, My Home Credit App, UnaCash, BPI Mobile and Cashalo app. These reputable platforms are fast with low interest and are licenced for secured and ethical lending. PaySense is one of India's top-ranking best instant personal loan apps, with over 100 Lakh App installs and 3 Lakh+ happy customers available in 600+ cities. With FlexiEMI options, zero collateral & affordable interest rates, PaySense instant personal loan app in India offers personal loans from ₹5,000 to ₹5,00,000 with an Annual Percentage ...Sweet Loan. Sweet Loan offers loans of UGX 90,000 - UGX 600,000. APR 12% to 50% and the loan term is 90 days to 365 days. Mara- Instant loan. The loan amount is UGX 100,000 to UGX 1000,000. The loan term is 90 to 365 days and APR is 24% to 56%. QuickLoan.3. GhLending. GhLending is an online loan app in Ghana, it enables its users to get loans at an affordable interest rate. The loan amount ranges from GHC 100 to GHC 5,000 at an interest rate of 0.04%. The loan term is from 90 days to a year, and you don’t need any collateral to be qualified to borrow.Mar 11, 2024 · Axis Mobile App for Personal Loans. The Axis Mobile app allows existing customers to apply for instant personal loans with minimal/zero documentation and completely digitised loan approval process. Axis Bank Personal Loan Interest Rates start from 10.25% p.a. for loan amounts of up to Rs 25 lakh and repayment tenures of up to 5 years. Bloomkash Loan App. The Bloomkash Loan App is one of the most popular loan apps in Ghana. It offers a convenient and easy way to borrow money from your mobile phone. The app is available for both Android and iOS devices. The app allows you to apply for a loan of up to GH₵2000 within minutes.Moreover, apps like Dave, Brigit, Earnin, and MoneyLion care more about your cash flow than your credit score, so if you have bad credit, it won’t derail your chances of qualifying. In addition, while cash advances are similar to payday loans, the former often have 0% APRs. In contrast, payday loans have an average APR of 400%.Check Out: Loan Apps that Give 100K without Collateral. Best Loan Apps that Give Higher Amounts in Nigeria. With the increasing number of financial technology advancements, selecting the right loan app with a high amount can be overwhelming. Below is a comprehensive review of the best loan apps that give …Among the best loan apps in Nigeria, Branch comes in second place. Just like Carbon, the Branch app unlocks more significant loan amounts when you make your loan payment early. The Branch app provides loans ranging from NGN 2,000 to NGN 500,000 for a period of 4 to 52 weeks. Find below our top 20 best loan apps and lending platforms for instant cash advances in Bangladesh that can help you until payday updated for 2023. 1. KK Loan. KK Loans is a simple online loan ePlatform in Bangladesh that brings financial freedom and Instant mobile to your mobile phone. A conditionally approved loan is a loan approval based on the financial and credit information that an applicant has provided, and it is subject to final verification. A common mis...Flash Credit – App disbursing small 1-2 week loans for agile pilot testing. The diverse credit products above showcase Kenya’s surging leadership pioneering mobile loans across Africa! Choosing the Best Mobile Loan App. When selecting a digital lending platform based on your financing needs, we advise …6 days ago · Brigit. Brigit is another money-borrowing app that lets you borrow up to $250 without undergoing a hard credit check. You also won’t pay interest or hidden fees on the amount you borrow. Brigit ... 6. Renmoney quick loan app. ☆★☆★☆★☆★☆★. With tight monthly interest rates ranging from 2.12% to 2.65%, the lowest in Nigeria, Renmoney is one of the best loan apps in Nigeria. It offers loans without requiring collateral but instead relies on the user's BVN for verification purposes.Check your Approval Odds for a loan Get Started. Best for multiple repayment options: Klarna. Best for long repayment terms: Affirm. Best for no-interest payments: Afterpay. Best for payment flexibility: Sezzle. Best for user experience: Quadpay. What you should know about buy-now, pay-later apps. …Banks are racing to roll out products like cutting-edge mobile banking apps and virtual tellers. Today’s bank customers are not interested in braving lengthy lines to meet with tel...Biz2Credit is a funding platform that connects business owners with lenders. Its main offering for startups is revenue-based financing, which allows you to borrow …Cashwagon Philippines. Cashwagon is one of the ultimate best loan apps in the Philippines for urgent online credit processing. The app gives fast cash loans up to PHP 40,000, with express cash disbursement on the same day. Users can take their first loan of PHP 6,000 absolutely free, with 0% interest and 0% service fee.Mar 31, 2023 ... This video will give you the 5 Best Loan Apps in Ghana Without Collateral in 2023. #techintwi #money #loanapp 1. Fido Loan App The Fido loan ...1. Branch – 10M+ app downloads. 4.5⭐/813k reviews. Branch is one of the top loan apps in Nigeria. They presently have over 10 million downloads and give quick online loans with a repayment period of 61-180 days. Their personal cash loans range from ₦2,000 to ₦500,000.FairMoney. Fairmoney is a loan app that offers mobile loans in Nigeria. You can get a loan of N1500 to N500,000 in 5 minutes without collateral on the Fairmoney loan app. The loan repayment period for a Fairmoney loan is 61 to 12 months at interest rates of 2.5% to 30%. 10. Specta Loan App.In summary, FairMoney is one of the best loan apps in Nigeria, offering instant loans at low-interest rates with a user-friendly mobile app. FairMoney is ideal for anyone needing fast cash access in Nigeria with its quick and easy loan application process and flexible repayment options. 3. Carbon. Carbon is a …1. Branch – 10M+ app downloads. 4.5⭐/813k reviews. Branch is one of the top loan apps in Nigeria. They presently have over 10 million downloads and give quick online loans with a repayment period of 61-180 days. Their personal cash loans range from ₦2,000 to ₦500,000.Sep 15, 2023 · Finnable is a simple instant loan-granting app that is perfect for anyone looking to obtain loan for the first time. The app can be used to take loan amounts of Rs 50,000 to Rs 10 lakhs. The interest rates stand at 12 percent and can go up to 28 percent depending on the amount and tenure. Saidika Loans. The Saidika Loans app provides a flexible borrowing experience, offering loans ranging from 250 to 70,000 for periods spanning 12 to 48 weeks, with interest rates varying between 7.7% and 29%. Monthly interest rates are set at 2% to 15%.Aug 1, 2022 · IndiaLends is a versatile cash loan app that provides instant personal loans, credit cards, and free credit reports. With low starting interest rates at 10.25% p.a., the app streamlines documentation, ensuring quick loan disbursal within 48 hours. Users can easily compare offers from over 70 RBI-approved lenders. Plus: A match made in steelmaking heaven Good morning, Quartz readers! Nearly half of US banks are tightening their lending standards. If companies struggle to access loans, they m...QuickCheck is a popular loan platform in Nigeria that gives Nigerians loans without collateral. QuickCheck loan is disbursed through the mobile app, which users can download, install and apply for a loan. A QuickCheck loan has interest rates starting from as low as 5% monthly on the first loan. Loans range …Nov 16, 2023 · Mortgage Calculator Apps. We’ve identified four mortgage apps that anyone can access online for free. They offer varying levels of detail and simplicity, sometimes in the same app (depending on ... Best Instant Personal Loan App 💲 Mar 2024. County Office software knowledge that track looks a sea diseases or deposit people. insratelk. 4.9 stars - 1933 reviews. Best Instant Personal Loan App - If you are looking for quick approval and low rates then we have lots of options waiting for you.Feb 27, 2024 · Payment schedule: Afterpay offers a pay-in-four payment plan and monthly plans of either six or 12 months. Monthly plans can only be used at select online retailers for purchases of $400 or more ... A FHA loan is one which is insured by the Federal Housing Administration. FHA does not actually loan the money itself, but rather insures home mortgage loans issued by banks and ot...Mar 11, 2024 · Axis Mobile App for Personal Loans. The Axis Mobile app allows existing customers to apply for instant personal loans with minimal/zero documentation and completely digitised loan approval process. Axis Bank Personal Loan Interest Rates start from 10.25% p.a. for loan amounts of up to Rs 25 lakh and repayment tenures of up to 5 years. Banks are racing to roll out products like cutting-edge mobile banking apps and virtual tellers. Today’s bank customers are not interested in braving lengthy lines to meet with tel...Aug 7, 2023 ... Top 10 Loan Apps in Nigeria: Finding Your Ideal Financial Ally · 9Credit boasts a user-friendly interface and quick approval process. 1. Tala Loan App. Tala is a popular mobile loan app by Indian-born American businesswoman Shivani Siroya, who founded the lending app in 2011. So, Tala is, without a doubt, one of the oldest mobile apps in the country. With Tala, you can borrow Ksh 2,000 – Ksh 30,000, depending on your creditworthiness. Download their app on Google Play Store or App Store to get started. 7. QuickSente. QuickSente is one of the best and most used loan apps in Uganda. This platform offers instant loans to those that need urgent cash for personal or business expenses. They provide loan amounts from UGX 60,000 to UGX 500,000.Method, a company developing backend infrastructure to handle various financial tasks, has raised $16 million in a venture funding round. Method, a startup that aims to make it eas...
Debt can be scary, but it’s also a fact of life when you run your own business. Small loans provide the capital that new businesses need to invest in their own success. Figuring ou.... Set chrome as default
Oct 12, 2022 · 8. Umba. Umba is a loan app that offers borrowers a seamless process of accessing money in minutes. It offers smart and affordable loans with low-interest rates. It also makes paying back easy for borrowers and offers loans as much as ₦100,000 for those who meet the criteria. 9. Zenka is the only loan app that supports iPhones and feature phones. You can access the loan through USSD *841# on your “kabambe” or “mulika mwizi,” as commonly known. 4. Utunzi. If your lending history with other apps is clean, this lending app is your best suit since it lends up to KSh. 100,000.PaySense is a credible instant loan app safe to avail of loans. PaySense offers instant loans from ₹50,000 to ₹1,50,000. Which App Gives Immediate Loan? PaySense, one of the best instant personal loan apps in India, has both an app and a website where salaried professionals and self-employed individuals can apply for instant loans.Mar 1, 2024 · LendingPoint personal loans range from $2,000 to $36,500; Georgia loans have a minimum loan amount of $3,500. Repayment terms range from 24 to 72 months—or two to six years. There are two main ... LoanTap. LoanTap is an instant personal loan software that offers personal loans, founded by Satyam Kumar and Vikas Kumar. LoanTap offers loans between ₹50,000 to ₹10,00,000 within 24 to 36 hours. If you are an Indian citizen over the age of 21 (below 58) and earning over ₹30,000 per month, you can use …Best Loan Apps in Pakistan for Urgent Online Loans 2024. As awareness of instant loan apps is growing in Pakistan, and other countries such as Australia, it is important borrowers patronise only the best loan apps across the country because fake loan applications also exist to deceive users through friviolous and scam applications.Additionally, with same-day transfer fees ranging from $3 to $25 (depending on loan amount and transfer type), this can be among the costlier loan apps. Lorem ipsum. $3 to $15 for transfers to a ...Submit your application in less than 5 minutes through the Prosper: Personal Loans App, and get ready for next-day funding (in as little as one business day if you meet required conditions). Access fixed rate, low interest personal loans from $2,000 to $50,000. - Get an estimated loan amount and interest rate in three taps …What are the Best Loan Apps in the Philippines? 1. Tonik. 2. Home Credit. 3. BillEase. 4. GLoan. Best Loan Apps with Lowest Interest Rates. 1. …Getty. The best colleges and universities want to educate the movers and shakers of tomorrow, so their admissions committees seek well-rounded …The application started with a target of providing loans to at least 100,000 Kenyans for a start. Currently, the Okash loan app is one of Kenya’s most popular lending apps. 9. Zenka Loan. Zenka is one of the best, and the best thing is that you get your first loan free. When you apply for 2000, you pay back 2000.Our experts' picks of the best personal loans of 2024 come from reputable companies like SoFi, LightStream and LendingPoint that provide loan amounts from $2,000 to $100,000. Discover more about ...Debt can be scary, but it’s also a fact of life when you run your own business. Small loans provide the capital that new businesses need to invest in their own success. Figuring ou...LendPlus is the best app for online loans in Kenya, which are directly disbursed to M-Pesa. Unlike other loaning apps in Kenya, we offer simple and quick solution without leaving home in just 15 minutes with only one document needed. LendPlus understands the need for urgent financial solutions and therefore, eliminates the …Oct 12, 2022 · 8. Umba. Umba is a loan app that offers borrowers a seamless process of accessing money in minutes. It offers smart and affordable loans with low-interest rates. It also makes paying back easy for borrowers and offers loans as much as ₦100,000 for those who meet the criteria. 9. Aug 27, 2021 ... FairMoney ... FairMoney is another fast, reliable and free Android loan app that's available in Nigeria and India. Loan amounts on this app range ...Sep 15, 2023 · Finnable is a simple instant loan-granting app that is perfect for anyone looking to obtain loan for the first time. The app can be used to take loan amounts of Rs 50,000 to Rs 10 lakhs. The interest rates stand at 12 percent and can go up to 28 percent depending on the amount and tenure. Biz2Credit is a funding platform that connects business owners with lenders. Its main offering for startups is revenue-based financing, which allows you to borrow …8. Dhani. Dhani is a combination of an e-commerce platform and an instant personal loan app. It is known to be one of the best apps for people who are working part-time and studying. You are also rewarded with cashback on making purchases on the app. The rating for the app on Play Store is 3.6. 9..