Contact a Local Member Specialist. Matt Olson | Call 651-578-0221. Paul Plum | Call 952-229-5689.Ideal CU's webinar series is one part of an ongoing cyber security initiative in partnership with Stickley's company, Stickley on Security. This includes a new Cyber Security Feed now available on idealcu.com. Users can read through hundreds of articles written by experts in the field ranging from Identity Theft and phone scams to Mobile ...She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...If you have any questions about making an appointment, please call us at 651.770.7000. One of Ideal’s Contact Center staff will be pleased to assist you. Change or Cancel Appointment - if you need to change or cancel an appointment after making it, please use the cancel appointment link included with your email or text appointment notification.Visit idealcu.com for details and directions. Ideal has been voted "Best Credit Union in the East Metro" 2 years in a row by readers of the Stillwater Gazette and was recently named a 2018 Star Tribune Top 150 Workplace.Ideal CU Hugo Branch 14750 Victor Hugo Blvd. N Hugo MN 55038 Thursday March 15, 2018 Country Inn and Suites 3505 Vadnais Center Drive Vadnais Heights MN 55127 Whether you're a first-time buyer, or looking to sell your home, Ideal CU's FREE 2018 Home Education Seminar series brings you expert advice from ™Ideal CU - Find branch locations near you. Full listings with hours, contact info, Services, Routing Numbers, Membership Eligibility, reviews and more. (HQ: Woodbury, MN)Ideal Credit Union taps Alkami for digital sales. Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., today announced its client, Ideal Credit Union, has launched the Segmint data and marketing solution via the Alkami Platform to provide a ...Visit idealcu.com for details and directions. Ideal has been voted "Best Credit Union in the Stillwater/Oak Park Heights" several years in a row by readers of the Stillwater Gazette, "Best Credit Union in the Forest Lake Area" by readers of the Forest Lake Times, and was named a 2021 Star Tribune Top Workplace.Ideal Credit Union is a member-owned financial institution that offers affordable products, competitive rates, and personal services. You can become a member by meeting certain eligibility criteria or making a donation to the John D. Miller Foundation.Ideal Credit Union believes that instilling smart financial habits and understanding credit from a young age equips teens with the tools needed for a prosperous financial journey. By fostering these skills early, you are well-prepared and confident to plan for and overcome the future financial challenges of adulthood to reach your Ideal Life. 0.Welcome to TTC TestRail. We hope you have a most enjoyable experience, happy testing!All agents in the network were hand-picked based on experience and expertise. Since its inception, the HomeAdvantage program has paid out over $180,000 in rebates to hundreds of Ideal CU members. Our average rebate per transaction is $1,140. Use your agent to buy and sell, and receive double the reward!Visit www.idealcu.com fo r details and locations. In the photo above: Eagan Ambassador Autumn Manni (3rd from right) joined Ideal CU board members and staff in presenting a check for $500 to The Open Door food shelf during the Eagan 90th Anniversary/Community Appreciation celebration on August 16.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Ideal CU checking account are excluded. 3. An NSF, Overdraft, and/or an Overdraft Privilege fee of $36 may be imposed for each overdraft created by checks, ACH transactions and other electronic means, as applicable. With Overdraft Privilege an account balance must be brought to a positive balance within every 30 day period. Ideal CU in its sole andForbes Names Ideal Minnesota's Best Credit Union. (Woodbury, MN - July 13, 2023) - Ideal Credit Union is proud to be named Minnesota's Best Credit Union in the recent Forbes-Best-In-State Credit Union rankings. The Forbes rankings include all of America's Best Credit Unions and provide the top rankings for each state.2876 or go online at www.idealcu.com. Meet Our Wealth Advisors Team We would like to introduce you to Craig Lundquist - the Senior Wealth Advisor located here at Ideal Credit Union. Craig comes to the Ideal Wealth Advisors team with a great deal of related investment experience - he has worked in the investment and insurance industry since ...Right now, Ideal Credit Union is offering rates up to 1.31% APY. OUR CURRENT TOP PROMOTIONS. Chase Business Complete Checking® $300 Bonus. Axos Bank Business Interest Checking $400 Bonus. BMO Smart Advantage Checking $250 Bonus. BMO Relationship Checking $400 Bonus. Huntington Unlimited Plus Business Checking $1,000 Bonus.IDEAL Login. Username: Password: The data held on this system is PRIVATE PROPERTY. Access to the data is only available for authorised users and purposes. Unauthorised …Home Improvement Loans. RenoFi - Learn More. Make an Appointment. 651-770-7000. 1 Minimum Annual Percentage Rate (APR) Floor of 4.00%. Maximum APR is 12.00%. APR calculation is subject to change monthly and is based on the Prime Rate as published in the Wall Street Journal. Required payments are calculated at 1% of the outstanding balance.She has been an employee for Ideal CU for more than 20 years. Her Key Role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her 3 children play ALL the sports, and of course binge watching her ...The right insurance can help give you peace of mind. Backed by more than 80 years of working with credit unions and their members, you can count on TruStage to help protect what matters most. Trust us for all your insurance needs, including life, health, car and home, accidental death and dismemberment coverage and more.Contact a Local Member Specialist. Matt Olson | Call 651-578-0221. Paul Plum | Call 952-229-5689.Ideal CU's Zero Down program offers a low fixed rate with flexible terms. To qualify, applicants must have a minimum credit score of 700. The loan is available for purchase transactions and owner occupied residences up to a maximum loan amount of $475,000. Private Mortgage Insurance coverage is required and some restrictions may apply.Ideal CU Announces Merger Deal with Employees First (Woodbury, MN - January 31, 2017) Ideal Credit Union is excited to announce the merger/partnership of Employees First Credit Union (EFCU) in a deal finalized by the boards of both institutions, and approved by the National Credit Union Administration (NCUA) and the Minnesota Department of ...3. Annual Percentage Yields (APY) are subject to change. For current rates, visit ww.idealcu.com. 4. Ideal ATMs - Free/Non-Ideal ATMs - $3.50 for each balance inquiry and/or withdrawal. www.idealcu.com 2. Call 651-770-7000 Click www.idealcu.com Visit 6 Locations to Ideal CU. You'll earn a competitive yield3 with no fees andManage your accounts with free mobile banking. Check balances, transfer funds, pay bills, set up account alerts, deposit checks and more. You'll also enjoy the free Ideal CU …Home equity line of credit option offers a 10-year draw and up to 15-year repayment period 1. Fixed-rate home equity loan terms up to 15 years 2. No repayment penalty. Find out how much you can borrow! Learn More. Home Equity Options. Apply Online. Make an Appointment. Call 651-770-7000.Together, we can make a positive impact and lend a helping hand to those who need it most. Join us this August for our Member and Community Appreciation Events and let's celebrate together. Thank you for being a valued member of Ideal Credit Union! Ideal CU will make $500 donations to: Hugo Good Neighbors Food Shelf. Neighbors, Inc. The Open ...HERE'S HOW IT WORKS: Ideal CU members with an active Ideal CU Personal Checking and Ideal CU Cash & Check Card or My Rewards Debit Card are eligible for the monthly random drawing. No registration is required. Ideal CU Personal Checking members will receive one (1) entry for each qualifying Ideal CU Cash & Check or My Rewards Debit(Woodbury, MN – October 26, 2022) Ideal Credit Union is pleased to announce two Ideal Credit Union mortgage leaders, Cynthia Stewart and Faith Tholkes, have been recognized as 2022 Super Mortgage Professionals by Minneapolis-St. Paul Magazine and Twin Cities Business. The annual Super Mortgage Professionals recognition includes only the top …The properties of an ideal gas are all summarized in one formula of the form: p \cdot V = n \cdot R \cdot T p ⋅ V = n ⋅ R ⋅ T. where: T T - Temperature of the gas, measured in kelvins. To find any of these values, simply enter the other ones into the ideal gas law calculator. For example, if you want to calculate the volume of 40 moles ...Ideal CU ATMs - Free/Non-Ideal CU ATMs - $3.50 for each balance inquiry and/or withdrawal. 4. $25,000 minimum to open, $15 monthly fee if average monthly balance is less than $25,000. www.idealcu.com 2. www.idealcu.com 3. Business Solutions Merchant Card ServicesLoans and Credit. Auto Loans ; Mortgage Loans ; Mortgage Specials ; Visa Credit Cards ; Home Equity LoansIdeal Credit Union features Concrete & Foundation Solutions with Co-Owner Seth Krachmer. Visit idealcu.com/business-banking/business-member-spotlight to lear...She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Payment example: On a $300,000 owner occupied (primary residence) home loan at 7.268% APR for a 30 year term, monthly payments would be $2,021.16 per month. Payments do not include applicable taxes and insurance and may result in higher payments. Payment example: On a $250,000 mortgage loan at 6.727% APR for a 15 year term, monthly payments ...8499 Tamarack Road Woodbury, MN 55125-9201 (651) 770-7000 ∙ (800) 247-0857 www.idealcu.com Address Change Form Reviewed: 10/21 MEMBER INFORMATIONSelect University. Login to Student Portal. Enter Username. Enter Password. Remember me. Login. Log into the student portal of Chandigarh University - ODL to view your academic information, study enrolled courses, track university communication and …Ideal Credit Union Celebrates CEO Brian Sherrick's 40th Anniversary. (Woodbury, MN - January 10, 2024) - Ideal Credit Union is pleased to congratulate CEO Brian Sherrick on his 40 th anniversary. Brian's visionary leadership has cultivated a vibrant, award-winning credit union, ranked among the top ten largest in Minnesota.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva’s hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge …She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...(Woodbury, MN - January 24, 2023) - Ideal Credit Union is pleased to announce its VIP+ program has rewarded members with an annual dividend payout of $479,000 for 2022 earnings. This marks the final payment for the VIP+ program which has rewarded members with more than $5 million dollars in payouts since the program began.www.idealcu.com 2. allows you to get your paycheck, Social Security or other income up to two days early - based on when Ideal CU receives the funds.1 Expect More Turn to Ideal CU for personal services you can count on. For more information on Ideal CU - call 651-770-7000, click www.idealcu.com or visit. 1.Make the IDEAL choice and get rewarded with an IDEAL prepaid Visa ® Card. Since 1916, IDEAL has been manufacturing innovative, best quality tools, connectors & supplies that support Canada's professional …2016 - Keith Hauge, Ideal CU. 1999 - Jim Bryan, Postal CU. 1995 - Jim Pierce, Postal CU . Ideal Credit Union provides the Board of Directors and Supervisory Committee members with the necessary tools to perform their duties. Volunteers are provided a $1,500 stipend to purchase the necessary equipment (laptop, iPad, Microsoft Surface, etc.) that ... Call us at 651-747-4663 or make an appointment today. You can also apply online. Start and end your home search at Ideal Credit Union Ideal Mortgage is excited to bring you HomeAdvantage, an exclusive, free member service that can help. Ideal CU continues to grow larger each year and currently has six offices located in Eagan, Hugo, Inver Grove Heights, North St. Paul, Stillwater and Woodbury. Learn more about Ideal Credit Union, a Minnesota based financial established in 1926 providing checking, savings, home loans, loans, business services.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...We created our first twist-on wire connector in 1924 and have sold billions since. Our complete line includes Twist-On Wire Connectors, Push-In Wire Connectors, Grounding Wire Connectors, DataCom Wire Connectors, among others. The IDEAL line of electrical wire connectors is built to provide safe, dependable solutions for every application.Cybercrime involves illegal activities using computers or the internet, targeting or utilizing computer networks and digital devices. It extends traditional crime into the digital sphere, encompassing a broad spectrum from identity theft to privacy violations. The digital age has made cybercrime a significant concern, with our virtual ...To provide cyber security education to Ideal Credit Union members and the community, Ideal CU Chief Marketing and Sales Officer Alisha Johnson teamed up with nationally recognized security expert Jim Stickley to host two live webinars on Tuesday, March 23, 2021. One webinar focused on personal securIdeal CU - Find branch locations near you. Full listings with hours, contact info, Services, Routing Numbers, Membership Eligibility, reviews and more. (HQ: Woodbury, MN)PLANO, Texas, December 21, 2022 - Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions provider for banks and credit unions in the U.S., today announced its client, Ideal Credit Union, has launched the Segmint solution via the Alkami Platform to provide a powerful new way for it to connect members with ...The IDEAL Twister AL/CU is the only UL listed aluminum-to-copper twist-on connector that prevents aluminum oxidation while providing a secure connection. Specially formulated corrosion-resistant compound penetrates corrosion build-up on aluminum conductors for increased conductivity and cooler connections. Provides a solution to the problem of ...Online Banking. Manage your accounts, check balances, transfer funds, pay bills, get eStatements and account alerts and more. Learn More.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...A reminder that Ideal CU will never contact you and ask for any identifying account information. If you are on the phone and suspect the call to be a scam, hang up immediately and if you believe you have given personal information to a scammer, immediately contact us by calling 651-770-7000.An account that compounds its earnings will earn on the earnings, too! That means the $50 from the first year will also grow at a 5% rate the next year. So, your $1,000 that turned into $1,050 will now turn into $1,102.50! It's like getting paid, just for keeping your money at the credit union! Stay Informed. When you subscribe to the blog ...Ideal Credit Union Member/Community Appreciation Virtual Event $1,250 Daily Giveaway Official Rules. Credit Union, 8499 Tamarack Road, Woodbury MN 55125. All current Ideal CU members ages 18 and older are eligible to win. Non-member entrants must be Minnesota or Wisconsin residents and, upon winning, will be required to open a Share Savings ...Call 651-747-4663. *Zero Down Mortgage Program: available for qualified applicants with minimum 700 credit score. Some restrictions may apply. Available for purchase transactions and owner-occupied residence up to max loan amount of $647,200. Payment example: On a $200,000 mortgage loan at 5.181% APR for a 15-year term, monthly payments would ...IDA is ready to assist you 24/7 with your questions and revolutionize your digital experience. The introduction of IDA, our dynamic Ideal Digital Assistant powered by artificial intelligence (AI), heralds a new era of member service and engagement at Ideal Credit Union. We are excited to provide our members with this new, state-of-the-art tool.From finding a home to financing one, and everything in between, Ideal Credit Union's Real Estate Center is your go-to real estate easy button where you'll find everything needed to search for, buy, sell and save on your next home, including:. Easy online search features: Whether you're searching from your computer at home or on-the-go with your smartphone or tablet, HomeAdvantage®provides ...Download Ideal CU Mobile and enjoy it on your iPhone, iPad, and iPod touch. Ideal Credit Union's mobile banking app is a must-have for our members and built for secure and convenient access. Manage your money 24/7: • Login with TouchID, set up balance peek to check balances without logging in • Check balances, transfer funds, make ... Call us at 651-747-4663 or make an appointment today. You can also apply online. Start and end your home search at Ideal Credit Union Ideal Mortgage is excited to bring you HomeAdvantage, an exclusive, free member service that can help. Overview Established in 1926, Ideal Credit Union is headquartered in Woodbury, Minnesota. Accessible: 6 branches and 6 ATMs.; Financial Health: Stewards over $1 Billion in assets.; Proven Track Record: The 10 th largest credit union in Minnesota; Loyal Following: Proudly serves over 50,000 loyal members.; Joint Effort: Over 210 dedicated employees as of 2024, committed to exceptional service.Ideal CU members will be required to complete an Eligibility & Release Form. Such document must be completed within seven (7) calendar days from the date of notification, as determined by Ideal CU. Noncompliance within these time periods will result in disqualification by Ideal CU and an alternate winner will be selected, time permitting. ...Start Earning Your Points Today! Apply 24/7 online at www.idealcu.com.or simply call 651-770-7000. 1. Blue Rewards®Credit Card. • toys • games • outdoor sporting goods • health and fitness items • music and books • housewares. Federally insured by the NCUA. Call651-770-7000Clickwww.idealcu.comVisit 6 Locations. Effective 3/8/2018.Ideal CU offers a complete range of services, including a full suite of electronic banking products, savings, checking, 24/7 loans approval, mortgage products and title services, exclusive VIP member payback, business services, investment services and more. Visit www.idealcu.com for details and locations.*Ideal CU Business Visa Platinum variable Annual Percentage Rate (APR) ranges from 14.50% - 17.99% dependent on creditworthiness. Afterward, APR varies with market based on Prime Rate. No Annual Fee. Foreign Transaction fees are 1% of each transaction in U.S. Dollars. Fast track card ship fee $40. Convenience Check Stop Payment fee $35.Write "FOR MCD ONLY IDEAL CU" in all capital letters below your endorsement line. Endorse the check with your signature. Any checks submitted that do not meet these requirements may be rejected. Funds are typically available in 1-2 business days. Check deposits may be subject to further hold according to our Funds Availability Policy.All agents in the network were hand-picked based on experience and expertise. Since its inception, the HomeAdvantage program has paid out over $180,000 in rebates to hundreds of Ideal CU members. Our average rebate per transaction is $1,140. Use your agent to buy and sell, and receive double the reward!If you have any questions about making an appointment, please call us at 651.770.7000. One of Ideal's Contact Center staff will be pleased to assist you. Change or Cancel Appointment - if you need to change or cancel an appointment after making it, please use the cancel appointment link included with your email or text appointment notification.Tuesday, Mar 26th, 2024. Wednesday, Jan 10th, 2024. Monday, Dec 18th, 2023. (Woodbury, MN - October 2, 2019) Hector Perez has been promoted to branch manager of Ideal Credit Union's Stillwater office. Perez will lead the Stillwater branch team and serve as the face of Ideal Credit Union in the community by actively participa.On Tuesday, March 23, 2021, Ideal CU held a live Q&A webinar hosted by Chief Marketing and Sales Officer Alisha Johnson featuring nationally recognized speaker Jim Stickley, CEO of Stickley on Security. During the webinar, Jim discussed the latest scams to be aware of during the COVID-19 pandemic, with a focus on personal security. ... If you have any questions about making an appointment, please call us at 651.770.7000. One of Ideal’s Contact Center staff will be pleased to assist you. Change or Cancel Appointment - if you need to change or cancel an appointment after making it, please use the cancel appointment link included with your email or text appointment notification. She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Tax advantages and simple record keeping. Contributions are 100% tax-deductible. Funds grow on a tax-deferred basis and funds used for eligible medical expenses are tax-free. Funds rollover from year to year. Funds used after age 65 are tax-free for eligible medical expenses. eStatements - view the past 7 years.Ideal CU remains financially strong and maintains reserves and capital that far exceed what our regulators would categorize as highly capitalized. As a result, we had another outstanding year in 2020.Type Term APR * as low as; Signature 1 over $5,000: Up to 60 months: 11.74%: Overdraft Line of Credit: Up to 30 months: 14.00%: Share Secured: Up to 60 months: Current deposit rate + 3.00% Find a Branch or ATM. Ideal Credit Union has six locations conveniently located in and around the Twin Cities Metro Area. Members enjoy access to their funds and accounts with CO-OP's nearly 30,000 surcharge-free* ATMs and 5,000+ shared branches nationwide. Additionally, MoneyPass® ATMs are available to Ideal CU members, surcharge-free.*. The ultimate goal of the MN Brain Tumor 5K is, "To help raise awareness and funds in support of brain tumor research that will one day lead to a cure.". Overall the MN Brain Tumor 5K raised a total of $114,018.00 in 2016 alone, all thanks to volunteers and contributors. This is an amazing charity and the most recent event we participated in.★ Ideal CU Partners With Enterprise Car Sales ★ Exclusive Savings With Trust & Will! ★ TruStage Insurance Discounts ★ See All Member Benefits & Discounts. OUR LOCATIONS. Schedule an in-person or video appointment. Eagan. 3225 Denmark Ave Eagan, MN 55121. Inver Grove. 7791 Amana TrailADP can provide assistance regardless of the size of your business and getting started is simple. For assistance, contact Ideal CU Senior Business Relationship Specialist Josh Anderson at 651-773-2763 or by email at This email address is being protected from spambots.ADP can provide assistance regardless of the size of your business and getting started is simple. For assistance, contact Ideal CU Senior Business Relationship Specialist Josh Anderson at 651-773-2763 or by email at This email address is being protected from spambots.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...The Twister ® AL/CU Wire Connector is the only UL Listed aluminum-to-copper twist-on connector that prevents aluminum oxidation while providing a secure connection. Filled with an anti-oxidant compound, the Twister ® AL/CU easily twists on with swept-wings making a comfortable connection with improved conductivity and cooler connections. The ...Especially for young adults preparing for financial independence, understanding the basics of personal finance is the bedrock of long-term prosperity. It begins with setting realistic goals, whether saving for college, planning for a major purchase or simply ensuring financial stability. But regardless of the goal, making a plan is the first ...
Contact a Local Member Specialist. Matt Olson | Call 651-578-0221. Paul Plum | Call 952-229-5689.. Upstate federal
idealcu.com. Phone number (800) 247-0857. Get Directions. 2401 N. McKnight Rd North St. Paul, MN 55109. Suggest an edit. You Might Also Consider. Sponsored. Liberty Financial Consulting. 4.9 miles. LFC provides QuickBooks services such as set-up, troubleshooting, and training ...2 Zero Down Mortgage Program: Some restrictions may apply. Available for purchase transactions and owner-occupied residence. Maximum loan amount of $766,550. Subject to mortgage insurance approval. Not eligible for condos or multi-family properties. 3 No Lender Fee Mortgage Program: Maximum loan amount $453,100.For more than 40 years, Enterprise Car Sales has partnered with over 1,000 credit unions nationwide to help members buy, sell and trade vehicles with confidence. It starts with their commitment to providing exceptional customer service and a simple, transparent buying experience. Whether choosing to start a purchase online or by visiting one of ...Payment example: On a $300,000 owner occupied (primary residence) home loan at 7.268% APR for a 30 year term, monthly payments would be $2,021.16 per month. Payments do not include applicable taxes and insurance and may result in higher payments. Payment example: On a $250,000 mortgage loan at 6.727% APR for a 15 year term, monthly payments ...Minimum of $1,500 Direct Deposit or $20,000 in combined balances in Ideal CU Savings, Checking, Loans, Visa and/or Mortgage required in Relationship Checking to avoid $15 monthly service fee. High Yield Checking Rates. Rates as of: Balance Interest Rate APY* Non-Qualified: 0.05%: 0.05%: $0 - $20,000.00:IDEAL CU will send the Cardholder a monthly statement. Cardholder must pay each month a minimum of the greater of (a) 2% of the outstanding balance shown on the monthly statement each month (excluding disputed charges), or (b) $25.00; however, if the balance is less than $25.00, the minimum monthly payment will equal the balance ...Here's what you need to know about skip-a-payment: How skip-a-payment works. Depending on the credit union, skip-a-payment is available to qualifying members year-round or during select times of the year. The program is generally only allowed for loans with terms that are 12 months or longer, have been open at least nine months, and have a ...Pay and manage bills with Ideal Digital Banking. Ideal Digital Banking makes paying your bills a breeze. Make one-time payments or plan ahead with scheduled or recurring …idealcu.com. Phone number (800) 247-0857. Get Directions. 2401 N. McKnight Rd North St. Paul, MN 55109. Suggest an edit. You Might Also Consider. Sponsored. Liberty Financial Consulting. 4.9 miles. LFC provides QuickBooks services such as set-up, troubleshooting, and training ...Card Management. There are several ways to manage your Ideal CU Debit Card or Credit Card using Ideal Digital Banking and other convenient tools. Monitor and track transactions, set up custom alerts, enable your cards for use with your favorite digital wallets and more. Need to report a lost or stolen card? Please visit our lost/stolen card page.Visit idealcu.com for details and directions. Ideal has been voted "Best Credit Union in the East Metro" two years in a row by readers of the Stillwater Gazette and was named a 2018 Star Tribune Top 150 Workplace.Good credit is more than just a number—it's a key that can unlock doors to financial opportunities throughout your life, from lower interest rates on loans and credit cards to approval for rental applications and more favorable insurance premiums. It reflects your financial responsibility to lenders and creditors, acting as an indicator of ...Jane Hennen. Tuesday, Aug 2nd, 2022. 1915 Hits. (Woodbury, MN - August 2, 2022) Ideal Credit Union is pleased to be named among America's Best Credit Unions in a recent ranking by Forbes. The Forbes Best-In-State Credit Union rankings capture the best credit unions in each state. The process gathers in-depth research and insights leading to ....