OpenSky Credit Card has a rating of 1.46 stars from 273 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about OpenSky Credit Card most frequently mention customer service, credit card, and annual fee problems. OpenSky Credit Card ranks 193rd among Credit Cards sites. Service 69. Happy customer. Love this card it can hold up to $3000 · Easy to use app to monitor spending · Card caused credit score to go down · OpenSky has been great to ...Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand. Depending on the individual and the amount of research d...Payment history is a significant factor in your credit score. A history of monthly on-time payments shows lenders that you can manage credit responsibly. A payment that’s 30+ days late is often reported to the credit bureaus. TIP: Never miss a payment with autopay or set up alerts to receive notifications when your payments are due.Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHubOpenSky® Secured Visa® $35 annual fee. Minimum security deposit required $200. Variable APR 25.64%. Credit check to apply? No. Get Started.Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubMar 1, 2024 ... The OpenSky® Secured Visa® Credit Card is designed to help build credit. It doesn't require a credit check and you cannot be declined for having ...In the market for a new credit card? Now there are plenty of choices when it comes to the best credit cards for rewards, especially regarding cashback offerings. Credit card reward...At CardRatings.com we discuss the most up-to-date news and trends within the credit card space. Since we first pioneered the concept of online credit card reviews in 1998, our team of financial experts has provided comprehensive and unbiased credit card reviews for more than 175 cards, plus hundreds of additional resource articles to help …Dec 29, 2023 · Namely, there is a 3% OpenSky® Secured Visa® credit card foreign transaction fee and a 5% fee for cash advances. Penalty fees will also apply in cases of late payment: up to $40 for late payments and up to $25 for returned payments. If you decide to stop using your account temporarily, you should keep in mind that there is also a $10 fee ... Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHubReviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubTransfer. Just transfer funds for the refundable 5 security deposit which sets your credit line. Get started with a minimum deposit the OpenSky secured Visa Credit card’s minimum is $200 and up to $3,000 (subject to approval). The OpenSky Plus card’s minimum security deposit is $300 and up to $3,000 (subject to approval).In the case of the OpenSky® Secured Visa® Credit Card, you have the ability to set your own credit limit by choosing your security deposit amount. Your credit limit can be as little as $200 or as much as $3,000, once the underlying security deposit is provided and the requested credit limit is approved.*The OpenSky® Secured Visa® Credit Card is an option for consumers who are looking to build credit without a credit check. Cardholders set their credit limit by making a security deposit of ...Mar 6, 2022 · The OpenSky Secured Credit Card works like any other Visa card. This card is accepted anywhere that takes Visa, and nobody will know by looking at it that it is a secured credit card. You have the option to extend your credit line after 6 months without an additional deposit. There is an annual fee of $35. Nov 16, 2023 · Read our full our OpenSky® Secured Visa® Credit Card review to learn more. Ratings Methodology. OpenSky® Secured Visa® Credit Card Rating image, 3.50 out of 5 stars. 3.50/5 Circle with letter ... Dec 28, 2023 · A secured card that lets you apply without a credit check or a bank account. You need a refundable security deposit of at least $200 and a monthly income of at least $1,000. The annual fee is $35 and the APR is 25.64%. You can build your credit with this card, but it offers no rewards or unsecured options. Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHubJun 5, 2023 · The OpenSky Secured Visa credit card allows people building or rebuilding their credit to apply for a secured credit card without a credit check. The card has a $35 annual fee and reports to all ... Payment history is a significant factor in your credit score. A history of monthly on-time payments shows lenders that you can manage credit responsibly. A payment that’s 30+ days late is often reported to the credit bureaus. TIP: Never miss a payment with autopay or set up alerts to receive notifications when your payments are due. Fund your card with a low $200 refundable security deposit to get a $200 credit line. Apply in less than 5 minutes with our mobile first application. Choose the due date that fits your schedule with flexible payment dates. Fund your security deposit over 60 days with the option to make partial payments. OpenSky® Secured Visa® Credit Card · No credit check to apply. · Looking to build or rebuild your credit? · Extend your $200 credit line by getting considered ...Feb 26, 2024 ... Summary: With no credit check required and a high approval rate, the OpenSky® Secured Visa® Credit Card is a top choice for those who are ...OpenSky Reviews. 8,419 • Great. 4.1. VERIFIED COMPANY. openskycc.com. Visit this website. total. Maritza Melendez. 1 review. US. 11 hours ago. Verified. Credit Repair. …Yes, the OpenSky card is legitimate, but it’s a secured card rather than a more traditional unsecured card. You can apply without a credit check or a bank …Reviewer: Ashley Fricker. 2/20/2024. Rated 4.0 /5.0 ★★★★★. When you have no credit — or worse, bad credit — getting a credit card is a classic Catch-22 situation. You …Mar 6, 2022 · The OpenSky Secured Credit Card works like any other Visa card. This card is accepted anywhere that takes Visa, and nobody will know by looking at it that it is a secured credit card. You have the option to extend your credit line after 6 months without an additional deposit. There is an annual fee of $35. 98 User Reviews. 3.9WalletHub Rating. WalletHub Rating. 3.9. credit card rating system. Editor’s Rating. 4.5. User Reviews. 3.7. Market Comparison. 3.9. fees: …Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHubThe best secured credit card to rebuild credit with is the U.S. Bank Cash+® Visa® Secured Card because it has a $0 annual fee, reports to the credit bureaus, and gives 1 - 5% cash back on purchases. The minimum deposit is $300, and the amount you put down will act as your credit limit. Another good option is the OpenSky® Plus Secured …OpenSky Reviews. 8,419 • Great. 4.1. VERIFIED COMPANY. openskycc.com. Visit this website. total. Maritza Melendez. 1 review. US. 11 hours ago. Verified. Credit Repair. …Ripoff Report on: OpenSky Credit Card - Opensky credit card open sky secured nationwide. Ripoff Report Needs Your Help! DONATE NOW! X | CLOSE. ... Regal Keto Shark Tank Regal Keto Diet Pills Reviews This weight is usually regained quickly once you go off the cleanse. Overall, there is little evidence that detox diets help eliminate any of …Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubJul 18, 2023 · Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHub A secured credit card with an annual fee is rare. The OpenSky Secured Visa is one of the few with an annual fee, at $35 per year. Related: 10 commandments for travel rewards credit cards. No path to upgrade. Unlike some other secured cards, the OpenSky Secured Visa does not provide a path to upgrading your credit limit or the card itself ...Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHubI read about Opensky and how they didn't do credit checks, and they seemed to have overall decent reviews. There is an AF of $35, but I thought ...Those looking to build credit may find the OpenSky Secured Visa Credit Card a suitable option with a low deposit and no credit check required to get started. OpenSky Secured Visa Card Review 2024 ...8,243 reviews on. OpenSky® Secured Visa® Credit Card. No credit check to apply. 88% average approval rate. $35 annual fee. $200 minimum security deposit. Apply Now. Learn more. Marketplace Check App Status. Cards.Still, it’s important to note that the OpenSky Card is a unique type of credit card called a secured card. Secured credit cards require a security deposit to open the account, and the amount of the deposit usually becomes the account’s spending limit. The OpenSky® Secured Visa® Credit Card has a minimum security deposit of $200.Download the OpenSky mobile app today to manage your payments and monitor your credit card right from your mobile device. Sign up for Recurring Payments and create your new payment schedule to make sure your payments are received on time! Prefer to mail your payment? Our new payment address is: OpenSky Card Services. P.O. Box 660924. …Business response. 05/02/2023. May 2, 2023. Dear Sir or Madam, We are responding to the complaint from our OpenSky Secured ****® Card customer Lakaysha Davis, on behalf of Capital Bank, N.A. In ...Ryan P Page, Staff Writer. @ryan_page • 01/09/24. You can begin to build credit with the OpenSky as fast as 30 to 60 days after opening an account, when it’s first reported to the credit bureaus. Paying the monthly bills on time should then result in more significant credit score improvement. Nearly half of users who pay on time improve ...OpenSky® Secured Visa® $35 annual fee. Minimum security deposit required $200. Variable APR 25.64%. Credit check to apply? No. Get Started.Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubIn line with their purpose to help those with bad credit or no credit, Open Sky will not check your credit history during the application process. Also, a ...Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubReviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubI read about Opensky and how they didn't do credit checks, and they seemed to have overall decent reviews. There is an AF of $35, but I thought ...I read about Opensky and how they didn't do credit checks, and they seemed to have overall decent reviews. There is an AF of $35, but I thought ...A low-cost, no-credit-check secured card for people with bad to fair credit. You can deposit up to $3,000 and get a matching credit limit, and enjoy a low APR, …Forbes Advisor estimates this sample household would have $28,431 in expenses that could be reasonably charged to a credit card. At 1% cash back, the Mercury Mastercard would earn $284.31 cash ...Read our full our OpenSky® Secured Visa® Credit Card review to learn more. Ratings Methodology. OpenSky® Secured Visa® Credit Card Rating image, 3.50 out of 5 stars. 3.50/5 Circle with letter ...OpenSky® Plus Secured Visa® Credit Card’s $0 annual fee is higher than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the OpenSky® Plus Secured Visa® Credit Card, either. OpenSky® Plus Secured Visa® Credit Card Fees. Annual Fee: $0; Cash Advance Fee: …Aug 26, 2022 ... OpenSky Secured Credit Card Review. Boost your credit scores fast with this OpenSky Credit Card. OpenSky will approve you for up to $3000.Reviewers complaining about OpenSky most frequently mention customer service, credit card, and tracking number problems. OpenSky ranks 32nd among Marketplace ...98 User Reviews. 3.9WalletHub Rating. WalletHub Rating. 3.9. credit card rating system. Editor’s Rating. 4.5. User Reviews. 3.7. Market Comparison. 3.9. fees: …A secured card that lets you apply without a credit check or a bank account. You need a refundable security deposit of at least $200 …3 days ago ... Unlike the regular OpenSky card, the OpenSky® Plus Secured Visa® Credit Card doesn't charge an annual fee. There's still no hard credit pull so ...Apr 26, 2023 · A secured credit card with an annual fee is rare. The OpenSky Secured Visa is one of the few with an annual fee, at $35 per year. Related: 10 commandments for travel rewards credit cards. No path to upgrade. Unlike some other secured cards, the OpenSky Secured Visa does not provide a path to upgrading your credit limit or the card itself ... Consumers can find banks that accept Discover credit cards by using the bank and ATM locator on the Discover card website. Discover credit cards are accepted at numerous banks acro... Fund your card with a low $200 refundable security deposit to get a $200 credit line. Apply in less than 5 minutes with our mobile first application. Choose the due date that fits your schedule with flexible payment dates. Fund your security deposit over 60 days with the option to make partial payments. 8,243 reviews on. OpenSky® Secured Visa® Credit Card. No credit check to apply. 88% average approval rate. $35 annual fee. $200 minimum security deposit. Apply Now. Learn more. Marketplace Check App Status. Cards.A credit card for bad credit or unbanked people with a security deposit of $300 or more. No annual fee, no credit check, and …Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubDec 22, 2023 · The OpenSky Secured Visa card is a secured card, which just means that it is backed by a cash deposit in case you can’t make payments. For this specific card, you have to come up with a $200 minimum deposit to open an account. This also means that your credit limit is directly tied to your cash deposit. For example, if you have a $500 deposit ... Credit cards offer various incentives to their customers in a bid to keep them loyal. This article brings to your knowledge the best credit cards currently available for a frequent... It has an annual fee that ranges between $0 and $72. The starting credit limit ranges from $550 to $1,350, which will double after 7 months to between $1,100 and $2,700 if you pay the first 7 monthly bills on time. Both cards allow you to get pre-approved first without any impact on your credit score before you apply. In the case of the OpenSky® Secured Visa® Credit Card, you have the ability to set your own credit limit by choosing your security deposit amount. Your credit limit can be as little as $200 or as much as $3,000, once the underlying security deposit is provided and the requested credit limit is approved.*Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubJan 16, 2024 · Explore our review of the OpenSky® Secured Visa® Credit Card, a no-credit-check option with up to $3,000 credit limit, lower APR, and a modest annual fee, perfect for credit building. To contact the OpenSky Card reconsideration line, call (800) 859-6412. When prompted to enter your credit card number, press “#” and you will be connected to a live representative. The OpenSky Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned.Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubIn-depth OpenSky® Credit Card review. The OpenSky® Secured Visa® Credit Card is a secured card, meaning you’ll need to put down a security deposit (in …Jul 13, 2023 · Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHub Yes, the OpenSky card is legitimate, but it’s a secured card rather than a more traditional unsecured card. You can apply without a credit check or a bank … Minimum is $200 and up to $3,000 (subject to approval). **Based on Q4 2023, OpenSky® Secured Visa® Credit Card average approval rate is 88.5%. Individual approval results may vary. The OpenSky® Secured Visa® Credit Card is a simple way to build credit. Just use your card for everyday purchases, make on-time payments, and watch your credit grow. Credit cards offer various incentives to their customers in a bid to keep them loyal. This article brings to your knowledge the best credit cards currently available for a frequent...The OpenSky credit limit is the amount of your security deposit, which is $150 at a minimum. More specifically, you’re required to put down at least a $150 deposit to open the account. It’s also important to know that OpenSky has a $35 annual fee, which will reduce your initial available credit. Lastly, keep in mind that your starting ...A credit card for people with poor credit who don't have a checking account or want to build or rebuild credit without a credit check. The card has no annual fee, no …
Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHub. Capitalism vs socialism vs communism
Aug 26, 2022 ... OpenSky Secured Credit Card Review. Boost your credit scores fast with this OpenSky Credit Card. OpenSky will approve you for up to $3000.Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubRead 1 more review about OpenSky. CU. customer. 1 review. US. 29 Nov 2023. Verified. ... I had some questions about my "secured Open Sky" credit card and the agent in the Customer Service Dept. at 1-800-859-6412 answered my questions and concerns. She was a great listener and very kind. I am so glad Open Sky still has people to communicate …OpenSky® Secured Visa® $35 annual fee. Minimum security deposit required $200. Variable APR 25.64%. Credit check to apply? No. Get Started.The OpenSky Secured Credit Card works like any other Visa card. This card is accepted anywhere that takes Visa, and nobody will know by looking at it that it is a secured credit card. You have the option to extend your credit line after 6 months without an additional deposit. There is an annual fee of $35.Opensky® Secured Visa® Credit Card is an interesting new addition to the line of secured credit cards. Most importantly, it does not require a review of your credit history and maintenance of a bank account. You can improve or rebuild your credit history by utilizing Opensky® Secured Visa® Credit Card as it reports to three major credit ...Those looking to build credit may find the OpenSky Secured Visa Credit Card a suitable option with a low deposit and no credit check required to get started. OpenSky Secured Visa Card Review 2024 ...The OpenSky® Secured Visa® Credit Card charges a $35 annual fee. It also charges a 3% foreign transaction fee and either a $6 or 5% fee on cash advances, whichever is greater. Meanwhile, late and returned payments are subject to fees of up to $38 or $25, respectively. OpenSky charges a variable interest rate starting at 21.89% …Overview. This card has a relatively low APR for a secured card and a higher credit limit of up to $3,000 (matching your security deposit), and doesn’t require a credit check to get. But it also comes with a $35 annual fee, no rewards …Based on Q3 2022, OpenSky® Secured Visa® Credit Card average approval rate is 87.4%. Individual approval results may vary. *OpenSky® Secured Visa ® Credit Cards require a refundable security deposit. Your credit limit is based on the amount of your security deposit. Minimum is $200 and up to $3,000 (subject to approval).Explore our OpenSky® Plus Secured Visa® Credit Card review. OK Save Money . Credit Cards Reviews Jobs Finances Career . ... Unlike some other credit cards, the OpenSky® Plus Secured Visa® Credit Card doesn’t offer a rewards program. Therefore, you won’t earn points, cashback, or other rewards on your purchases. ...Whether you’re starting your own small business or you’re already running one, its continued financial health is one of the most important things to keep in mind. Thinking of getti...Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubReviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubNov 16, 2023 · Read our full our OpenSky® Secured Visa® Credit Card review to learn more. Ratings Methodology. OpenSky® Secured Visa® Credit Card Rating image, 3.50 out of 5 stars. 3.50/5 Circle with letter ... Your credit limit is based on the amount of your security deposit. Minimum is $200 and up to $3,000 (subject to approval). The OpenSky® Secured Visa® Credit Card is a simple way to build credit. Just use your card for everyday purchases, make on-time payments, and watch your credit grow. Apply Now. The OpenSky® Secured Visa® card has a 25.64% variable APR for purchases and cash advances. There is also a $35 annual fee, and you also get free access to your credit score. One of the biggest benefits of this card is that it can help you rebuild your credit. OpenSky reports your payment history to all three major credit bureaus, so using ... Bottom Line. OpenSky® Secured Visa® Credit Card is a good option for business owners who cannot qualify for an unsecured business credit card. Using it can help you build or improve your credit, as OpenSky® reports your activities to the major credit bureaus. However, it lacks ongoing rewards and other features that may be ….