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That's $1,360 more than you borrowed.Nov 24, 2020 · Payday loans are considered a form of predatory lending by the ACLU, and many states have legislation pending to impose interest rate caps and other regulations on how much lenders can charge ...Dec 19, 2023 · A payday loan is a type of quick personal loan that’s typically for $500 or less and due on your next payday. Lenders that offer payday loans often charge exorbitant fees, which can equate to interest rates of around 400% in some cases. To put things into perspective, a $500 loan with a $50 lending fee equates to an APR of more than 260%.
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