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Contact us | Online privacy policy | Global Banking and Markets privacy notice | General disclaimer | China: 沪ICP备11011074 ...Login to access your IONOS e-mail account and read your e-mail online with IONOS Webmail.Example: For a monthly paid customer, a $1,000 loan for 12 months originated on January 1 would have a monthly payment amount of approximately $105.89 with a disclosed cost of borrowing of $268.77 with a total payback of $1,268.77 when paid according to the terms of the loan agreement. The APR for the loans is 46.93%.Spark 1.5% Cash Select. Credit Level: Excellent. Earn unlimited 1.5% cash back on every purchase. Plus, earn a $750 cash bonus when you spend $6,000 in the first 3 months. Spark 1.5% Cash Select. Rates & Fees Information. Apply Now.If you have questions or concerns, our Toronto-based Contact Center is here to help. Our representatives are knowledgeable, courteous, and available 7 days a week. You can visit or call a store near you or explore our FAQs page. 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